The Court of Accounts reports prepared on State Economic Enterprises (SEEs) revealed both the extent of the irregularities and the cost of the damage. It turned out that sports clubs did not pay their debt of 4.6 billion TL to Ziraat Bank.
According to the news of NURCAN GÖKDEMİR from Birgün, there is a problem in the repayment of loans given by Ziraat Bank to sports clubs.
The Court of Accounts asked the bank to ensure the collection of the 4.6 billion TL loan, which was followed closely. In the audit report of the Court of Accounts regarding Ziraat Bank accounts, it was stated that the allocations were made despite the negative records in the examinations of the loans belonging to sports clubs, intelligence reports and the early warning system. In the report, it was determined that there were problems in the repayment of the loans, some of them had to be restructured after the grace period, and some were restructured in a short time. According to the information in the report, these loans and their latest status are as follows:
Customer number 55098097 of Şişli/Istanbul Corporate Branch has a risk of TL 1.5 billion. In 2019, with the decision of the Board of Directors, the credit limits, which were 250 million TL+12.5 million Euros, were increased to 500 million TL+12.5 million Euros, and the loans and accumulated interests were structured with a total maturity of 60 months with no interest payments of the first 2 years. After the restructuring, 375 million TL installment loan was extended with a maturity of 5 years with a 2-year grace period. Due to the problems experienced in repayments, it was structured with a maturity of 108 months in total, with 15 months without principal and interest payment, 15-27 months with only interest payment, and from 27th month with principal and interest payment.
The total risk of the loan extended in 2012 to the customer number 61959281 of the Şişli/Istanbul Corporate Branch increased to TL 1.3 billion.
Due to the problems experienced in repayments, the limit, which was 1.2 billion TL in 2021, was increased to 1.4 billion TL within the scope of the board of directors’ decision, and it was structured with a maturity of 108 months with a term of principal for one term and both principal and interest-free in another term.
The current risk of the loan received by 62676056 customers of the Şişli/Istanbul Corporate Branch in 2017 was calculated as TL 1.1 billion. When there was a problem in repayment with this customer, it was decided to restructure the debt with a maturity of 108 months under the same conditions as the others.
The loan relationship of Trabzon Commercial Branch with 59805845 customers started in 2018. The current risk of the company, whose repayment is problematic, is 628.1 million TL. When this customer had a problem in repaying his debt, the debt was structured as a 9-year term with no principal payment for the first 2 years, interest payment every 3 months, and 3-monthly payments starting from the end of the 2nd year.
The current risk of 32434268 customers of Kayseri Commercial Branch in the credit relationship that has been ongoing since 2019 was calculated as 106.8 million TL. The credit limit of the company, which did not pay its debts, was increased from TL 100 million to TL 137 million.
THEY EVEN GAVE CREDIT
It was stated that despite the negative information in the reports and the warning notes in the bank’s early warning system, the loan allocation was made. It was pointed out that the clubs had other bank payment problems, other bank restructuring, interest accrual records and many similar records related to the companies during the periods when the loan was allocated or the limit was increased. It was noted that while the bank’s loans were increasing, there was a continuous decrease in the number of financial institutions that clubs and companies work for in the same period.
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